This page features interviews from various viewpoints on credit and home mortgage "strip-down" or "cram-down" in bankruptcy.Subsequent to the interviews on home mortgage "cram-down" in bankruptcy, the bill empowering bankruptcy judges to reduce home mortgage principle and interest failed to pass in the Senate on April 30, 2009.
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How the New Credit Card Act Affects You |
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In this interview recorded January 8, 2010, professor Todd Zywicki explains the unintended consequenses of the new Credit Card Act passed by Congress last year. It is set to go into effect next month, but already, banks are positioning themselves to avoid many of the new rules. And guess what? Some of those changes will adversely affect poor people's access to credit. Click here to download the show. |
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Chrysler and the Supreme Court |
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Professor Todd Zywicki explains the twists and turns as the Chrysler bankruptcy case went to the U.S. Supreme Court. Hear how the government played both sides of the fence in its ever-deeper intervention into the U.S. economy. We finish up talking about the newly-proposed "Consumer Financial Products Safety Commission." Click here to download interview. |
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Prof. Todd Zywicki, George Mason University School of Law, explains why the Chrysler bankruptcy is unique in American jurisprudence, and what it portends for our future. Hear why our U.S. Constitution is so important in protecting the Rule of Law, and why that is important for the health of the economy. Click here to download the interview. |
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Professor Todd Zywicki of George Mason University School of Law discusses credit cards, their history and use, as well as regulation in this interview. Congress is considering laws to change the way credit card companies are regulated. Hear what Prof. Zywicki has been telling Congress in his appearances before congressional committees considering these new regulations. Click here to download interview. |
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Todd Zywicki is professor of law at George Mason University School of Law. In this interview, he tells us why he thinks home mortgage "cram-down," or giving bankruptcy judges the authority to "strip down" principle and interest provisions in home mortgage contracts is a bad idea for the economy and for future home-buyers. Click here to download interview. |
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